✅ Absolutely. While our headquarters are based in Southern California, we proudly serve clients nationwide. All consultations, disputes, and credit services can be handled remotely, so no matter where you’re located in the U.S., we can help you improve your credit and achieve your financial goals.

We specialize in disputing and removing a wide range of inaccurate, outdated, or unverifiable items, including:

• Collections & charge-offs
• Late payments
• Hard inquiries
• Repossessions & evictions
• Child support delinquencies
• Bankruptcies & judgments (when applicable)
• Accounts that don’t belong to you

While credit repair isn’t instant, many clients start noticing improvements within 30 days — and some even sooner. Results vary based on your specific situation, but our proven strategies are designed to deliver noticeable score increases as quickly as possible.

✅ Yes! Beyond personal credit repair, we offer business credit building and funding support. We help you structure your business correctly, establish vendor accounts, build a business credit profile, and position yourself for lines of credit, loans, and funding opportunities — all without relying on your personal credit.

Yes — credit repair is 100% legal under federal law. The Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA) give you the right to dispute inaccurate, outdated, or unverifiable information on your credit reports. At Prestige Financial Consulting, we work within these legal protections to help you exercise your rights and improve your credit profile.

Unlike many “quick-fix” companies, we focus on education, empowerment, and real results. We don’t just dispute negative items — we teach you how credit works, guide you on improving financial habits, help you build business credit, and support your journey toward financial freedom. Our clients trust us because we treat their financial future like our own.